If the thought of marketing to first-time homebuyers has ever crossed your mind, then this On-line Training Course is for you. It has been predicted that in the next 5 years, 37% of the home-buying public will fall into this category. And, a majority of them will rent an apartment before buying their first home.

Here's what you will learn:

• How to set up a marketing plan that you can use FOREVER!
• How to identify the best apartment complexes
• Why, during certain times of the year, are direct mailings more effective?
• How to follow up with free reports and scripts
• How to attract people to your first-time home buying seminars

Looking for cost-effective mailing lists? That you can keep forever? The greatest thing about marketing to apartment complexes is that the tenants are constantly changing--but the addresses NEVER change. Visit www.ApartmentToolKit.com and learn how you can create a marketing system that will generate leads year after year after year. Purchase addresses for one flat fee (per complex) regardless if it's 100 or 1,000 (units). Never "rent" another list because it's yours to keep and use over and over again.

About Karen Deis

In addition to owning her own mortgage company, Karen founded and sold a CBA mortgage company with a builder, has owned her own real estate and appraisal firm and was vice president of her local mortgage broker's chapter. She used "consumer-direct marketing" techniques to generate business for all of her companies. In June 2000, she sold all of her companies to consult full time.

She has been a featured columnist for Mortgage Originator Magazine for the past 6 years (writing their Consumer-Direct Marketing column) and served on their editorial board for 5 years.

Her down-to-earth ideas show loan officers how they can quit relying on real estate agents for all of their business-and how they can get clients to call them first-thus controlling their own destiny in this fickle business.