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How to Read Tax Returns and Close More Loans


This seminar is about interpreting the income correctly and counting every dollar to make sure your clients qualify regardless if they are self-employed or not. This seminar is about knowing what to ask for "ahead of time" so you're not constantly asking the borrower for more information. Hey, even underwriters have trouble - so you really need to know your stuff.

Learn how to read income tax returns and how to work with underwriters to get more of your loans approved - and closed. Here's what you will learn:

  • Reasons why you will need to submit tax returns to underwriting.
  • How to find more income within your clients' tax returns.
  • Which tax returns you should "read" first and which ones you don't need to waste your time on.
  • How to explain your income analysis to an underwriter.
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"Million Dollar Mortgage
Marketing - On a Tiny Budget"

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Turbo-Charge your Realtor® Referrals Within 90 Days
Presented by John Santorineos
FREE On-Line Course Preview
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Cost: $69.00 (you can lower this with trade-in options)
Get a CD Rom Replay for an additional $19.00
What is a CD Rom Replay?

If you think you can walk into a realty office, introduce yourself and ask for a referral--you are wasting your time!

Getting business from real estate agents just doesn't happen overnight! It takes planning, the right approach and system to get those treasured referrals. One of John's business pillars is working with Realtors and when you attend this seminar, you will learn:

  • Understanding what real estate agents are looking for in a loan originator
  • How to identify real estate agents to call on
  • Interview questions to determine if you EVEN want to do business with them
  • How to design a personalized, strategic plan with each agent.
FREE Bonuses
  • Realtor® Approach Letter
  • Human Resources Form
  • Mortgage Fitness Checkup Form

About John Santorineos

John is a dynamic speaker who teaches, inspires and moves audiences to action. There is no "second place" in the mortgage business - either you get to do the loan or you don't - and he will show you how to win - even if it's by a "nose".

"Hi Karen and John, Thank you both so much for yesterday's seminar. I had 14 loan officers in one room and John, you wowed them. We came away with a number of great ideas, but your preferred realtor program is one we are implementing right away. And Karen what a great value. To train 14 loan officers for $99 is great for my cost center."

Best to you both, Mark McCarthy

He is known as an "implementer" and can help loan officers achieve the same level of success, while living a balanced life, by teaching systems that he has used in his business. None of the systems are complicated and can be duplicated by just about any originator who is serious about their business. With over 20 years of speaking experience, his greatest asset is the ability to teach a balanced-life approach and inspire loan officers to continue to succeed - no matter what the economy or interest rates are doing!

Interested in hiring John to train your Loan Officers? [more info]


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