Finding Refi Business in a Non-Refi Market

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How to Read Tax Returns and Close More Loans

This seminar is about interpreting the income correctly and counting every dollar to make sure your clients qualify regardless if they are self-employed or not. This seminar is about knowing what to ask for "ahead of time" so you're not constantly asking the borrower for more information. Hey, even underwriters have trouble - so you really need to know your stuff.

Learn how to read income tax returns and how to work with underwriters to get more of your loans approved - and closed. Here's what you will learn:

Reasons why you will need to submit tax returns to underwriting.
How to find more income within your clients' tax returns.
Which tax returns you should "read" first and which ones you don't need to waste your time on.
How to explain your income analysis to an underwriter.

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FREE Sample Course

Basic Guide to
Free Report Marketing

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FREE E-book included
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"Million Dollar Mortgage
Marketing - On a Tiny Budget"

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Finding Refi Business in a Non-Refi Market
Presented by Richard Payne

FREE On-Line Course Preview Click Here to View a Portion of the Course ...save money-consider an all access pass.
Cost: $69.00 (you can lower this with trade-in options) Get a CD Rom Replay* for an additional $19.00* What is a CD Rom Replay?

Richard Payne

For a while there—refinance deals were like shooting fish in a barrel!

Regardless of interest rates, there are still plenty of opportunities to generate refinance business—but only if you know where to look and only if you know some of the issues consumers are faced with today.

Your future refi business offers enormous potential for you—not in spite of interest rates—but BECAUSE of them! Trillions of dollars of ARM's will be adjusting within the next few months (to next few years)—but there are other reasons why your past clients should refinance now.

Here's what you will learn:

7 Reasons to refinance a mortgage
How to explain each scenario
How to identify refi candidates from your closed loan database
Marketing strategies to find new refi business.

Free Marketing Materials: "7 Reasons to Refinance Now" Flyer

About Richard Payne

Richard Payne is President of the Wholesale Division of New York Mortgage and has been in the mortgage industry since 1981. He has experienced both high and low interest rates and shares.