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How to Read Tax Returns and Close More Loans


This seminar is about interpreting the income correctly and counting every dollar to make sure your clients qualify regardless if they are self-employed or not. This seminar is about knowing what to ask for "ahead of time" so you're not constantly asking the borrower for more information. Hey, even underwriters have trouble - so you really need to know your stuff.

Learn how to read income tax returns and how to work with underwriters to get more of your loans approved - and closed. Here's what you will learn:

  • Reasons why you will need to submit tax returns to underwriting.
  • How to find more income within your clients' tax returns.
  • Which tax returns you should "read" first and which ones you don't need to waste your time on.
  • How to explain your income analysis to an underwriter.
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Basic Guide to
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"Million Dollar Mortgage
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Hard Money Lending: Getting Started
Presented by Andy Feld
FREE On-Line Course Preview
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Cost: $69.00 (you can lower this with trade-in options)
Get a CD Rom Replay for an additional $19.00
What is a CD Rom Replay?

With traditional sub-prime lenders vaporizing into thin air, you may need an alternative to help clients and prospects who are having trouble qualifying under the stricter guidelines.

Hard Money loans may BE the difference in helping your past clients or getting those deals in your pipeline closed.

Here's what you will learn:

  • What is Hard Money Lending?
  • Which LTV's and Property Types are acceptable?
  • How are the loans underwritten?
  • How the pricing works
  • How to find Hard Money Loans
  • How to make money in this niche market

About Andy Feld

Andy Feld started his career in finance in the credit card industry and switched to commercial real estate sales in both Denver and Albuquerque. In 1993, Andy joined the Bank of New Mexico to create and manage their sub-prime wholesale division for 3 years. For the next 10 years Andy was CEO and majority share holder of national subprime wholesaler. Currently, he is Vice President of a billion dollar company, managing the multi-state wholesale specialty lending division.

He has served on the Board of Directors of both the New Mexico Mortgage Lenders and New Mexico Mortgage Bankers Association. He helped draft state legislation and has been a spokesperson on the subject of fair lending.


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