2009 Tax Return Version

Let's face it - it's a Full Doc World. You can no longer afford to let loans slip thru your fingers - or get rejected - just because your eyes glaze over when you read a 30-page tax return.

This seminar is about interpreting the income correctly and counting every dollar to make sure your clients qualify regardless if they are self-employed or not. This seminar is about knowing what to ask for "ahead of time" so you're not constantly asking the borrower for more information. Hey, even underwriters have trouble - so you really need to know your stuff.

Learn how to read income tax returns and how to work with underwriters to get more of your loans approved - and closed. Here's what you will learn:

• Reasons why you will need to submit tax returns to underwriting.
• How to find more income within your clients' tax returns.
• Which tax returns you should "read" first and which ones you don't need to waste your time on.
• How to explain your income analysis to an underwriter.

Bonus: Download and print all tax returns so you can easily follow David as he explains each form and each timeline, what you can add to income and what you have to subtract.

Testimonials about this seminar:

"It is the only course I have seen that will prepare you to talk to underwriters on their level. Since I took the course, I find I can do a self-employment income analysis in minutes. I can also find extra income I didn't know I could use before." - Jack Morgan, CMPS

"This is an update to my previous testimonial...By the way, I really have enjoyed your program on how to figure self employed income. I have trained two LOs and a Processor with it. I have also been able to go to bat with 3 underwriters and make my case. Thanks for making it available." - Jack Morgan, CMPS

"I just went through your how to read tax returns and it is amazing. Thank You!" - Joel Silberstein

About David Kuiper

David Kuiper specializes in working with self-employed borrowers and he has personally experienced rejected loans because the "underwriter" did not know what income could be counted and which income could not!

David is consistently recognized as one of the top producing loan officers in the United States. He is a Certified Mortgage Planner and has been personally trained and certified by Douglas Andrew, the author of Missed Fortune and Missed Fortune 101 to teach the principles from his books.

David is known as the expert in first impressions. In addition to managing a busy mortgage practice, he is a highly sought after speaker, trainer and author in the mortgage industry. David speaks locally in providing continuing education seminars for financial planners, insurance professionals and the public. He was recently one of the top-rated speakers at the Turn On Your Million Dollar Brain conference. He has been featured in Mortgage Originator Magazine, MGIC's Take 5 newsletter, LoanToolBox, The Mortgage Professionals Network and the LoanOfficerSeminars.com series.