Kickback Rules Examined: A RESPA Insider Reveals What Section 8 & Section 9 Really Mean!

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How to Read Tax Returns and Close More Loans

This seminar is about interpreting the income correctly and counting every dollar to make sure your clients qualify regardless if they are self-employed or not. This seminar is about knowing what to ask for "ahead of time" so you're not constantly asking the borrower for more information. Hey, even underwriters have trouble - so you really need to know your stuff.

Learn how to read income tax returns and how to work with underwriters to get more of your loans approved - and closed. Here's what you will learn:

Reasons why you will need to submit tax returns to underwriting.
How to find more income within your clients' tax returns.
Which tax returns you should "read" first and which ones you don't need to waste your time on.
How to explain your income analysis to an underwriter.

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Basic Guide to
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FREE E-book included
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"Million Dollar Mortgage
Marketing - On a Tiny Budget"

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Kickback Rules Examined: A RESPA Insider Reveals What Section 8 & Section 9 Really Mean!
Presented by Gary Lacefield

FREE On-Line Course Preview Click Here to View a Portion of the Course ...save money-consider an all access pass.
Cost: $69.00 (you can lower this with trade-in options) Get a CD Rom Replay* for an additional $19.00* What is a CD Rom Replay?

Gary Lacefield

Featured Trainer: Dr. Gary Lacefield, President, Risk Mitigation Group, Ex-HUD Official and currently trains HUD Investigators.

With all the rumors out there regarding kickbacks, referral fees, required use of certain settlement providers, Dr. Lacefield answers these on-going questions:

What's the truth? What's fiction? What's right? And what's wrong?

Here's what you will learn:

Why RESPA is being enforced more than ever before
What are the HOT BUTTONS with the HUD Investigators now
What are the typical violations by Lenders, Realtors^™ & Builders
How to legally share marketing expenses
What the Affiliated Business Arrangements are all about

FREE Bonus Download: Service Provider (Recommended) Fee Chart
RESPA allows service providers to get paid for services "actually" performed in the origination of a mortgage loan if they perform 5 out of 14 tasks as outlined by HUD. Download this matrix listing the 14 tasks and the recommended fee for each task.

About Gary Lacefield

Dr. Gary Lacefield has worked for HUD as the Supervisor of Investigations (Southwest Region) for 8 years before starting his consulting business to assist mortgage companies & real estate agents in complying with Fair Housing and Equal Opportunity issues.

As President of Risk Mitigation Group, he has created a series of online videos, (www.RiskMitigation.net) training DVD's and books to inform lenders, Realtors^™ and builders how to comply with the laws, with common sense ideas on how to take advantage of some of its provisions. Dr. Lacefield actively trains HUD field investigators and is considered an "expert witness" in lawsuits involving fair housing issues.