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How to Read Tax Returns and Close More Loans


This seminar is about interpreting the income correctly and counting every dollar to make sure your clients qualify regardless if they are self-employed or not. This seminar is about knowing what to ask for "ahead of time" so you're not constantly asking the borrower for more information. Hey, even underwriters have trouble - so you really need to know your stuff.

Learn how to read income tax returns and how to work with underwriters to get more of your loans approved - and closed. Here's what you will learn:

  • Reasons why you will need to submit tax returns to underwriting.
  • How to find more income within your clients' tax returns.
  • Which tax returns you should "read" first and which ones you don't need to waste your time on.
  • How to explain your income analysis to an underwriter.
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Tom Ward

About Tom Ward

Tom Ward’s claim to fame is that he has built a billion dollar Mortgage Company – but has NEVER advertised. As President of Majestic Mortgage (and a producing owner), Tom attributes his success in creating a customer service system and a profitability profile that he has instilled in his employees. He will share with you his systems and methods for measuring your success and profitability regardless if you are a company owner or loan originator.

Regardless of the interest rates or the home buying market, Tom and his loan originators average over $1,000 profit per closed loan—and that’s closing “A-Paper”, conventional mortgages - while maintaining outstanding employee loyalty and customer service.

He has been a featured speaker three years running for owners and managers at the nation’s largest sales and marketing program for high producing loan originators.

In 2000, Tom founded Majestic Consulting & Marketing, a company that has created profitability workshops for mortgage companies nationwide.

In addition to being featured by the Mortgage Professionals Network, Tom is the author of dozens of articles and has written a series of articles on profitability for National Mortgage News. He writes a monthly column on consumer finance issues for a suburban Chicago newspaper chain and is a resource on mortgages for the Chicago Tribune. Tom is a member of the National Speakers Association and the Young President’s Organization of Chicago. When you hire Tom to speak to your group, he provides real and timely information because he does what you do every day!

Hire Tom Ward for your next event!

Tom can speak to your company or association on the following topics:
  • How to Get off the Rate Auction Block
  • One Transaction Thinking!
  • Speaking Fee: $3,000 (plus expenses)

Interested in hiring Tom?
fill out this quick trainer information request form

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Tom Ward

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